The Straight Scoop

Q: With the rising federal funds rate over the last two years, the bond funds in my IRA have performed poorly. They have lost about 28% of their value. This makes me question the wisdom of putting about 50% of my IRA investments into bonds with the other 50% in stocks...

Q: What are your thoughts on this article that suggests investing in all stocks with 50% U.S. and 50% international? I’ve never been too excited by bonds...

Fear over recent, severe stock market declines; online and media opportunists worsen such situations

Minimizing taxes is a simple, low-risk way to boost your returns

Company-based and self-employed retirement plans worth a look for some

Making proper use of the other IRA option and comparing alternatives

The keys to keeping money accumulation in proper perspective

When to use banks and when to use a different financial services company

"Rebalancing" sounds good in theory but does it really work?

Analyzing retirement planning advice in popular media

Learn from the mistakes of those who retired before you

Understanding the conflicts of interest and poor advice on financial websites

Weighing the personal and financial pros and cons...

Reducing your spending while still maximizing your fun and enjoyment

Why socking away more retirement money isn't always better

Evaluating the increasing numbers of crypto related funds coming out

Health Savings Accounts (HSAs) are poorly understood. Discover how to save on your taxes with an HSA and the best HSA investment options.

What are the risks and costs for income tax payment methods?

Q: Would you comment on the NY Times article, “Stocks Are Great for the Very Young — and the Very Old” which challenges the whole idea of gradual reduction of stocks in portfolios?

Some companies are investing cash in cryptocurrencies

What can you and can’t you legally claim?

Making the Most of Your Money During Downturns

Do you have what it takes to succeed and be happy at running your own business?

Q: I find myself at something of a crossroads. Part of me wants to follow an entrepreneurial path...another part of me says to play it safe...

Take your time identifying a good tax advisor who fits your needs

Fears of running out of money and other concerns top the list

Long-term disability insurance protects your future income earning ability

Money problems and marriage often go hand in hand. But it doesn't have to be that way...

Making the most of some complicated tax rules

Weighing the pros and cons of saving money inside versus outside retirement accounts

What types of tax advisors can help you to save on taxes, time and stress?

Strategies for finding affordable housing that has appreciation and doesn’t require long commutes

How to save money and sidestep mistakes with student loans